Commercial Property

Competitive markets are available in all states, except Illinois & Kentucky, for mono-line property placements on a non-admitted basis.

Program Features

• Actual Cash Value or Replacement Cost Valuation
• ISO or Company Forms Available
• Basic, Broad & Special Form
• "A" Rated Carriers

Underwriting Guidelines

Types of Business Written

• Commercial, Personal & Industrial Properties including Builders Risk

Excluded Classes

• Oil, Gas or Petrochemical
• Farming Risks
• Marinas
• Jewelers Block
• Inland Marine
• Motor Truck Cargo
• Heavy Manufacturing

Limits Available

• $2.5 million with wind per location - Florida
• $5 million with wind per location - coastal states
• $10 million with wind per location - non-coastal states
• $10 million per building when wind is excluded - unlimited per location

How to Obtain a Quote

Fax, mail or e-mail completed, signed standard Acord applications together with 3 year hard copy loss runs or written loss statement of insured to:

Toll Free Telephone: 888-335-6616
Toll Free Fax: 888-335-6615
E-mail: info@braishfield.com

• Suggested minimum lead-time on submissions is 14 days prior to effective date
• Quotation turnaround time is 48 hours after receipt of complete submissions.
• Quotations are transmitted to agents via email. Proposals will include all coverage components, limits, premium and cost summaries.
• Quotations will also include instructions allowing for binding upon receipt of the request at Braishfield.
• Policies are processed immediately after receipt of binder request.
• Within 10 days of binding, the following information is required:
• Original ACORD application signed by the Insured
• State-specific Broker's Certification of effort (Affidavit of diligent effort).