Product AdvantagesComprehensive Personal Liability Coverage is optionalPersonal injury coverage availableNo mandatory roof exclusionACV Roof Endorsement availableDiscounts available for Sprinkler Fire Protection SystemsInspection costs paid for by United States Liability Insurance GroupDP-1 (ACV) and DP-3 (Special Form) availableSeveral deductible optionsQuote your risk online. Contracted agents can request login information by submitting a request to: info@braishfield.com.Eligibility CriteriaOne to four family tenant occupied dwellingsTwo to four family owner occupied dwellingsDwelling (Coverage A) Limits up to $600,000Electrical Systems on circuit breakers providing at least 100-amp serviceDwellings in Protection Class 1-8Insureds who are Individuals, Trusts, Limited Partnerships, Family Partnerships, Estates, or Limited Liability Corporation (LLC)Risks with one (1) prior loss in the last three yearsDwellings in coastal areas can be written excluding windDwellings located in AR, KS, OK & TX (inland) may be written with a $1,000 wind & hail deducibleRisks where the amount of requested insurance exceeds the market valueIneligible RisksCoverage "A" – Dwelling valuations in excess of $600,000 and less than $45,000Mobile homesDwellings with business, farming or daycare exposures on the premisesDwellings adjacent to vacant buildingsDwellings with wood burning stoves
Corporations as named insuredsHigh Profile IndividualsRisks with swimming poolsRisks located in AL, AK, CA, FL, HI, KY, LA, MS, TN & WVDwellings in Protection Class 9 or 10 or any dwelling that is more than five miles from a responding fire departmentRooming houses, boarding houses, and student housingAvailable LimitsCoverage "A" - Dwelling limit is $600,000Supplemental Liability Limits up to $1,000,000 and medical payments of $5,000Coverage “C” - Contents limit 40% of Coverage “A” – DwellingSubmission RequirementsUnited States Liability 1-4 Family Dwelling Application
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
