Product AdvantagesNo general liability deductibleExpanded definition of bodily injuryNew ventures eligibleEligibilty CriteriaNo cap on building heightUp to 500 total unitsProperty limits up to $3,000,000No minimum rental rateNo more than town losses or claims per coverage part in past 5 years for liability 3 years for propertyIneligible RisksBuildings with aluminum or knob & tube wiringBuildings without fully functioning smoke detectors in every unit and all common areasBuildings without 100% wiring on circuit breakersRisks with armed security guardsRisks with swimming pools that have slides or diving boardsRisks with less than 70% occupancy rateRisks with wood burning stovesRisks with student and subsidized tenantsRisks with tax liensRooming or boarding housesLocation with age restrictive covenantAvailable LimitsFrame property up to $1,000,000All other construction up to $3,000,000No protection class 9 or 10Coastal zones and Florida up to $250,000 wind exclusion appliesLiability limits up to $1,000,000 / $2,000,000Submission RequirementsOur completed application - must be signed by the insured to bind coverageRepresentation of losses for the past three years or as long as insured has been in business
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E-mail: service@braishfield.com