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Artisan Contractor Program

This program provides competitive liability coverage for many artisan classifications.
Targeted Risks
  • Only those classifications listed are eligible for this program
  • Florida risks that have annual payrolls less than $500,000 and annual receipts less than $2,000,000. Outside of Florida allows up to $15,000,000 in receipts
  • Risks with no more than 2 losses within the past 3 years
  • Risks that subcontract less than 25% or less of their total work.
  • New ventures (3 years or more of experience in their trade)
  • Eligible Classifications
  • Air Conditioning Systems Installation, Service or Repair
  • Air Cooled Engine Service or Repair - Florida Only
  • Applicance and Accessories Installation - Commercial - No LPG manufacturing, storage or distribution - Florida Only
  • Appliance and Accessories Installation, Service or Repair - Residential - Florida Only
  • Asphalt Driveway Coating
  • Cable or Subsciption Television - Including Products / Completed Operations
  • Carpentry - Residential Contruction - Florida Only
  • Carpentry - Interior - Florida Only
  • Carpentry - Commercial Construction - Florida Only
  • Carpentry - Shop Only - Florida Only
  • Carpet, Rug, Furniture or Upholstery Cleaning
  • Ceiling or Wall Installations - metal
  • Chimney Cleaning - 3 Stories maximum
  • Cleaning Outside Surfaces of Buildings with water or steam - Florida Only
  • Computer Repair - Off premises
  • Computer Wiring and Installation - No programming
  • Concrete Construction
  • Detailing Shops
  • Door and Window Installation
  • Driveway, Sidewalk, Parking Area - paving or repaving
  • Drywall or Wallboard Installation
  • Electrical Work - within buildings
  • Fence Erection
  • Floor Covering Installation - not ceramic tile or stone
  • Funiture or Fixtures Installation - offices or stores
  • Glass Dealers and Glazers
  • Grading of Land - Florida Only
  • Handyperson - Florida Only
  • Heating and Air Conditioning System and Equipment - Installation, Service and Repair
  • Home Furnishings Installation
  • Insulation Work - Plastic - Florida Only
  • Insulation Work - Mineral - Florida Only
  • Interior Decorators - Florida Only
  • Janitorial Services - Including Products / Completed Operations
  • Landscape Gardening - Including Products / Completed Operations
  • Lawn Care Services - Including Products / Completed Operations
  • Masonry
  • Office Machines or Appliances - Including Products / Completed Operations - Florida Only
  • Painting - Exterior - 3 stories or less
  • Painting - Interior
  • Paperhanging
  • Parking Lot / Garage Striping
  • Plastering or Stucco - Florida Only
  • Plumbing - Commercial - Florida Only
  • Plumbing - Residential - Florida Only
  • Septic Tank Systems - Cleaning only - Florida Only
  • Siding Installation - Florida Only
  • Sign Erection, Installation and Repair - Florida Only
  • Sign Painting or Lettering - Inside Buildings
  • Sign Painting or Lettering - Exterior
  • Solar Energy Contractors - Florida Only
  • Street Cleaning
  • Swimming Pool Servicing - Including Products / Completed Operations
  • TV or Radio Receiving Set Installation or Repair - Florida Only
  • Tents or Canvas Goods - Erection or Removal - Florida Only
  • Tile, Slate, Marble, Mosaic or Terrazzo Work
  • Upholstering - shop only
  • Water Well Drilling
  • Waterproofing - Florida Only
  • Window Cleaning - Including Products / Completed Operations
  • Window Treatment / Covering Installation
  • Limits Available
    Commercial General Liability
  • $2,000,000 - General Aggregate (Products may be included)
  • $1,000,000 - Per Occurrence
  • $1,000,000 - Personal & Advertising Injury
  • $100,000 - Fire Legal Liability
  • $5,000 Medical Expense
  • $1,000,000 - Hired & Non-Owned Auto
  • How to Obtain a Quote

    Fax or e-mail completed Acord forms for the desired lines of coverage along with any supplemental application and 3 years hard copy loss runs or a written loss statement to:

    Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com

    Applications:
    • Suggested minimum lead-time on submissions is 14 days prior to effective date
    • Quotation turnaround time is 48 hours after receipt of complete submissions
    • Quotations are transmitted to agents via e-mail
    • Proposals will include all coverage components, limits, premium and cost summaries
    • Quotations will also include binding instructions, including time frame, and required documents