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Artisan Contractors - USLI

Product Advantages
  • New ventures considered
  • Blanket additional insured endorsement available
  • Subcontractors not required to name our insured as additional insured
  • Subcontractors not required to carry equal limits
  • No liability deductible
  • Expanded definition of bodily injury
  • Up to 50% subcontracted work is acceptable
  • Eligibility Criteria
  • Up to $500,000 in annual payroll
  • Up to $1,000,000 in annual sales
  • All states except California, Louisiana or Alaska
  • No more than 2 losses or claims in past three years or since in business if less than 3 years
  • Ineligible Risks
  • Exterior operation in excess of 4 stories
  • Demolition work other than incidental, interior, non-structural
  • Use of subcontractors without obtaining certificates of insurance
  • Risks involved in construction of new apartments, condominiums or tract housing
  • Any pending or prior bankruptcy within the past 5 years
  • Available Limits
  • $1,000,000 occurrence / $2,000,000 aggregate
  • Up to $5,000,000 available via commercial umbrella
  • Submission Requirements
  • Our fully completed application - signed by insured to bind coverage
  • Representation of losses for the past 3 years or as long as insured has been in business if less than 3 years
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com