Product AdvantagesNew ventures consideredBlanket additional insured endorsement availableSubcontractors not required to name our insured as additional insuredSubcontractors not required to carry equal limitsNo liability deductibleExpanded definition of bodily injuryUp to 50% subcontracted work is acceptableEligibility CriteriaUp to $500,000 in annual payrollUp to $1,000,000 in annual sales All states except California, Louisiana or AlaskaNo more than 2 losses or claims in past three years or since in business if less than 3 yearsIneligible RisksExterior operation in excess of 4 storiesDemolition work other than incidental, interior, non-structuralUse of subcontractors without obtaining certificates of insuranceRisks involved in construction of new apartments, condominiums or tract housingAny pending or prior bankruptcy within the past 5 yearsAvailable Limits$1,000,000 occurrence / $2,000,000 aggregateUp to $5,000,000 available via commercial umbrellaSubmission RequirementsOur fully completed application - signed by insured to bind coverageRepresentation of losses for the past 3 years or as long as insured has been in business if less than 3 years
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E-mail: service@braishfield.com