home | contact

Apartment Wrap SM

This program provides competitive coverage for Apartment complexes and Garden apartments. The Program is currently exclusive to Florida.
Coverages Available
  • Commercial General Liability
  • Difference In Conditions
  • Equipment Breakdown
  • Loss of Rents
  • Fidelity Bond
  • Commercial Umbrella
  • Garagekeepers Legal Liability
  • Inland Marine Floater
  • Commercial Auto
  • Ineligible Risks
  • Timeshares
  • Hotels / Motels
  • Adult Congregate Living Facilities
  • Nursing Homes
  • Dormitories
  • Sorority & Fraternity Houses
  • Boarding Houses
  • Buildings Under Construction or Renovation
  • Buildings Over Water
  • Subsidized Housing
  • Limits Available

    Commercial General Liability

  • $1,000,000 - Per Occurrence
  • $2,000,000 - General Aggregate (Products Included)
  • $1,000,000 - Personal & Advertising Injury
  • $100,000 - Fire Legal Liability
  • $5,000 - Medical Expense
  • $1,000,000 - Hired & Non-Owned Auto
  • No Maximum Limits

    Equipment Breakdown

    Maximum Limits Vary Depending by Risk Characteristics

    Loss of Rents

    1/12th Monthly maximum indemnity. The premium basis is 100% of annual rents. $1,000 minimum deductible applies.

    Fidelity

    $30,000 Minimum Limit

    $1,000,000 Maximum Limit

    Commercial Umbrella

    $1,000,000 Minimum Limit

    $25,000,000 Maximum Limit

    How to Obtain a Quote

    Fax or e-mail completed Acord forms for the desired lines of coverage along with any supplemental application and 3 years hard copy loss runs or a written loss statement to:

    Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com

    Applications:
    • Suggested minimum lead-time on submissions is 14 days prior to effective date
    • Quotation turnaround time is 48 hours after receipt of complete submissions
    • Quotations are transmitted to agents via e-mail
    • Proposals will include all coverage components, limits, premium and cost summaries
    • Quotations will also include binding instructions, including time frame, and required documents