Product AdvantagesNon owned and Hired auto available if there is no deliveryNo coinsurance clauseProfessional liability up to $1,000,000Employee dishonesty up to $25,000Business income on actual loss sustained basis for 12 monthsEligibility CriteriaUp to $3,000,000 in annual salesRisks with fully functioning smoke detectors in all units/occupanciesTenant operationsNo habitational exposureRisks with 100% of wiring on circuit breakersNo products sold under applicant's name or labelAll employees have valid licenseNo more than 2 GL and 2 property losses in past three yearsNew venturesRisks up to $3,000,000 in total property per locationIneligible RisksRisks with direct importing of productsRisks with studentsOperations involving hazardous/pollution exposureRisks with firearms on the premesesPlanned renovation or construction during the policy termRisks having existing tax liensRisks with prior or pending bankruptcy in past 5 yearsRisks in Alaska or LouisianaSubmission RequirementsOur fully completed application - signed by the insured to bind coverageRepresentation of losses for prior 3 years or as long as applicant has been in business if less than 3 years
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
