Product AdvantagesNo coinsurance clauseNon owned and hired availableBusiness income on actual loss sustained basis with 12 month limitAvailability of equipment breakdown coverage with food spoilage up to $25,000Eligibility CriteriaTotal area not exceeding 4,000 square feetAnnual sales up to $3,000,000Alcoholic beverage sales up to 25% of total annual salesNo more than 2 losses / claims in the past five yearsRisks that are open 24 hours per dayRisks with commercial cookingIneligible RisksRisks with gasoline sales more than 75% of total sales based on $1.40 per gallonRisks having more than 4 apartmentsRisks that do not have 100% of wiring on circuit breakersRisks with aluminum or knob in tube wiringRisks without fully functioning smoke detectorsRisks that sell propane and do the filling themselvesRisks with car wash or auto repair operationsRisks that have firearms on the premisesRisks located in Alaska, Hawaii or LouisianaRisks with planned renovation / construction during our policy termAny prior, Existing or pending bankruptcy within the past 5 yearsAvailable LimitsGeneral Liability up to $1,000,000 per occurrence and $2,000,000 aggregateAdditional limits up to $5,000,000 per occurrence via a commercial umbrellaSubmission RequirementsOur completed application signed by the insured to bind coverageRepresentation of losses for the past three years or for as long as applicant has been in business if less than 3 years
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
