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Condo Investors

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • Up to 100 individual units per policy / insured
  • Competitive pricing
  • Loss assessment coverage included limits of $2,500 per unit
  • Low minimum premiums
  • Additional insured status for the association
  • No liability deductible
  • Eligibility Criteria
  • No more than $300,000 in property value per unit /$1,000,000 per location
  • No more than 2 losses or claims in the past three years
  • Ineligible Risks
  • Risks with more than 100 units
  • Units that are the applicants primary residence
  • Risks with trampolines
  • Risks / units without fully functioning smoke detectors
  • Risks leased to student renters
  • Any rental home with aluminum or know in tube wiring
  • Any rental home not 100% on circuit breakers
  • Any rental where applicant does not re-key all locks prior to leasing to new tenants
  • Risks with more than 2 GL claims in the past three years
  • Risks in Alaska or Louisiana
  • Available Limits
  • Property $300,000 per unit / $1,000,000 per location
  • General liability $1,000,000 occurrence / $2,000,000 aggregate
  • Loss assesment up to $50,000 per unit
  • Up to $5,000,000 commercial umbrella available
  • Submission Requirements
  • Our completed application, signed by insured in order to bind
  • Representation of losses for the past 3 years or as long as the applicant has been in business if less than 3 years
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com