Product AdvantagesQuote your risk online. Contracted agents can request login information by submitting a request to: info@braishfield.com.Eligibility CriteriaOwners of one, two, three, and four family dwellings, condominium units, and mobile homesTenants of multiple unit dwellings, condominium units, and mobile homesSecondary/seasonal dwellingsDwellings may be either occupied by the insured or rented to othersDwellings under construction or renovation where the applicant is not the general contractorInsureds who are Individuals, Trusts, Limited Partnerships, FamilyPartnerships, Limited Liability Corporations (LLC), or EstatesLong or short-term rentalsVacant land up to 250 acresVacant dwellings that are currently for sale or undergoing renovations or constructionRisks with liability losses within the past five yearsHigh profile applicantsDwellings with a business exposure including in-home daycaresApplicants with active policies with United States Liability Insurance GroupDwellings with unprotected swimming pools, diving boards over four feet high, or waterslides can be written excluding these specific exposuresIneligible RisksLocations in Louisiana and West VirginiaAny residence with more than four (4) dwelling unitsFarm exposuresRisks with a liability loss greater than $10,000Individuals convicted of a felony
Risks written in the name of a Corporation, Corporate Partnership, or Real Estate TrustHouseboatsDwellings under construction or renovation where the applicant is acting as the general contractorVacant dwellings which are not for sale nor currently undergoing renovations or constructionLocations leased to others for purposes of hunting, fishing, or other recreational activitiesDwellings used as a model home for new constructionAvailable LimitsLiability limits up to $1,000,000Medical Payments limits up to $5,000Submission RequirementsUnited States Liability Comprehensive Personal Liability ApplicationHome Day Care exposures require the United States Liability Homeowners Day Care Supplemental Application prior to quoting
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