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Condo-Wrap ®

This program provides competitive coverage for: Condominiums Associations, Townhouse Associations, and Homeowners Associations. Currently this program is offered in all states.

Eligible G/L Classifications
  • Condominium Associations - Code 62003
  • Townhouse & Homeowner Associations - Code 68500
  • Coverages Available
  • Commercial Property
  • Commercial General Liability
  • Difference In Conditions
  • Equipment Breakdown
  • Directors & Officers Liability
  • Employment Practices Liability
  • Fidelity Bond
  • Commercial Umbrella
  • Garagekeepers Legal Liability
  • Inland Marine Floater
  • Non-owned & Hired Auto Liability
  • Ineligible Risks
  • Timeshares
  • Adult Congregate Living Facilities
  • Nursing Homes
  • Dormitories
  • Sorority and Fraternity Houses
  • Boarding Houses
  • Buildings Under Construction or Renovation
  • Buildings Over Water
  • Commercial General Liability
  • $1,000,000 - Per Occurrence
  • $2,000,000 - General Aggregate (Products Included)
  • $1,000,000 - Personal & Advertising Injury
  • $100,000 - Fire Legal Liability
  • $5,000 - Medical Expense
  • $1,000,000 - Hired & Non-Owned Auto
  • Difference In Conditions

    No Maximum Limits

    Equipment Breakdown

    Maximum Limits Vary Depending by Risk Characteristics

    Directors & Officers Liability

    $500,000 to $5,000,000 limits available

    Fidelity

    $30,000 Minimum Limit

    $1,000,000 Maximum Limit

    Commercial Umbrella

    $1,000,000 Minimum Limit

    $25,000,000 Maximum Limit

    Watch our PowerPoint presentation on How to Insure a Habitational Association Risk. (To download, right click and select Save Target As)
    Risk Management Tips for Associations
  • Habitational Security
  • Maintaining a Safer Playground
  • Transferring Risk
  • How to Obtain a Quote

    Fax or e-mail completed Acord forms for the desired lines of coverage along with any supplemental application and 3 years hard copy loss runs or a written loss statement to:

    Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com

    Applications:
    • Suggested minimum lead-time on submissions is 14 days prior to effective date
    • Quotation turnaround time is 48 hours after receipt of complete submissions
    • Quotations are transmitted to agents via e-mail
    • Proposals will include all coverage components, limits, premium and cost summaries
    • Quotations will also include binding instructions, including time frame, and required documents