Eligible G/L ClassificationsCondominium Associations - Code 62003Townhouse & Homeowner Associations - Code 68500Coverages AvailableCommercial PropertyCommercial General LiabilityDifference In ConditionsEquipment BreakdownDirectors & Officers LiabilityEmployment Practices LiabilityFidelity BondCommercial UmbrellaGaragekeepers Legal LiabilityInland Marine FloaterNon-owned & Hired Auto LiabilityIneligible RisksTimeshares Adult Congregate Living FacilitiesNursing HomesDormitoriesSorority and Fraternity HousesBoarding HousesBuildings Under Construction or RenovationBuildings Over Water
Commercial General Liability$1,000,000 - Per Occurrence$2,000,000 - General Aggregate (Products Included)$1,000,000 - Personal & Advertising Injury$100,000 - Fire Legal Liability$5,000 - Medical Expense$1,000,000 - Hired & Non-Owned AutoDifference In ConditionsNo Maximum Limits
Equipment BreakdownMaximum Limits Vary Depending by Risk Characteristics
Directors & Officers Liability$500,000 to $5,000,000 limits available
Fidelity$30,000 Minimum Limit
$1,000,000 Maximum Limit
Commercial Umbrella$1,000,000 Minimum Limit
$25,000,000 Maximum Limit
Watch our PowerPoint presentation on How to Insure a Habitational Association Risk. (To download, right click and select Save Target As)Risk Management Tips for AssociationsHabitational SecurityMaintaining a Safer PlaygroundTransferring RiskHow to Obtain a Quote

Fax or e-mail completed Acord forms for the desired lines of coverage along with any supplemental application and 3 years hard copy loss runs or a written loss statement to:
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
Applications:
- Suggested minimum lead-time on submissions is 14 days prior to effective date
- Quotation turnaround time is 48 hours after receipt of complete submissions
- Quotations are transmitted to agents via e-mail
- Proposals will include all coverage components, limits, premium and cost summaries
- Quotations will also include binding instructions, including time frame, and required documents