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Excess Comprehensive Personal Liability

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • Follow Form Coverage
  • Can be used as a buffer layer or as a stand-alone policy
  • Quote your risk online. Contracted agents can request login information by submitting a request to: info@braishfield.com.
  • Eligibility Criteria
  • Owners of one, two, three and four family dwellings, condominium units, and mobile homes
  • Seasonal/secondary dwellings
  • Tenants of multiple unit dwellings, condominium units, and mobile homes
  • Dwellings may be either occupied by the insured or rented to others
  • Dwellings under renovation or construction where the insured is not the general contractor
  • Insureds who are Individuals, Trusts, Estates, Limited Liability Corporations, Limited Partnerships and Family Partnerships and Corporations
  • Long or short term rentals
  • Vacant land up to 250 acres
  • Vacant dwellings that are currently for sale or undergoing renovations or construction
  • Risks with liability losses within the past five years
  • High profile applicants
  • Dwellings with a business exposure including in-home daycares
  • Applicant with active policies with United States Liability Insurance Group
  • Ineligible Risks
  • Locations in Louisiana and West Virginia
  • Any residence with more than four dwelling units
  • Farm exposures
  • Individuals convicted of a felony
  • Houseboats
  • Dwellings under construction or renovation where the applicant is acting as the general contractor
  • Vacant dwellings which are not for sale nor currently undergoing renovations or construction
  • Locations leased to others for purpose of hunting, fishing, or other recreational activities
  • Dwellings used as a model home for new construction
  • Pools with sliding boards or diving boards over four feet high may be declined or excluded
  • Underlying coverage on a Commercial General Liability Form
  • Available Limits
  • Limits available up to $5,000,000
  • Submission Requirements
  • United States Liability Excess Personal Liability Application
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com