Excess Personal Auto

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.

Product Advantages

Follow Form Coverage

Can be used as a buffer layer or as a standalone policy

Not all vehicles in the household need to be included — a specified auto endorsement is available

Eligibility Criteria

Unlimited youthful operators

Private Passenger vehicles, pickups (1 ton or less) motor homes, sports cars, motorcycles and antiques acceptable

Underlying Business or Garage Auto is acceptable

Celebrity applicants such as entertainers, professional athletes and musicians

Underlying Named Non-Owner policy is acceptable

Risks with up to five at fault accidents in the household

Risks with up to ten violations in the household

Applicant operators with a single Drug or Alcohol related conviction

Ineligible Risks

Operators age 90 or older

Any risk with commercial vehicle types

Any operator with more than one Drug or Alcohol Conviction

Risks in the state of Louisiana and West Virginia

Available Limits

Limits up to $1,000,000 available

Submission Requirements

United States Liability Excess Personal Auto Application

Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com