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Employment Practices Liability

Competitive markets are available in all states, except Illinois & Kentucky, for employment practices liability placements on a non-admitted basis.
Program Features
  • A XV rated carrier
  • Maximum Limits $5M
  • Minimum Retention $2,500
  • Minimum Premium $1,500
  • Target Market 1 - 2,000 employees
  • Full Prior Acts coverage available
  • Punitive Damages coverage available
  • Third Party Coverage available
  • Defense Costs Outside the Limits available
  • Claims First Made and Reported Policy
  • Duty to Defend
  • Consent to Settle
  • Extended Reporting Period available for up to 36 months
  • Includes Spousal Extension
  • Potential Claim Reporting Allowed
  • Many Classes Available (no financial services classes)
  • Purchase of policy includes:
    -Toll free employer help line for HR questions
    -Online resource for HR information
    -Monthly HR regulations updates and alerts
    • Eligible Classifications (View List)
    How to Obtain a Quote

    Fax or e-mail completed Acord forms for the desired lines of coverage along with any supplemental application and 3 years hard copy loss runs or a written loss statement to:

    Toll Free Fax: (888)335-6615
     E-mail: service@braishfield.com

    Applications:
    • Suggested minimum lead-time on submissions is 14 days prior to effective date
    • Quotation turnaround time is 48 hours after receipt of complete submissions
    • Quotations are transmitted to agents via e-mail
    • Proposals will include all coverage components, limits, premium and cost summaries
    • Quotations will also include binding instructions, including time frame, and required documents