Product AdvantagesFollow form umbrella coveragePersonal Injury protection automatically included when provided by underlying coverageMotor Vehicle Reports can be ordered by carrierQuote your risk online. Contracted agents can request login information by submitting a request to: info@braishfield.com.Eligibility CriteriaUnlimited number of vehicles including motorcycles, motor homes, recreational vehicles, boats and personal watercraftResidences with protected swimming poolsWatercraft up to 26 feet in length not capable of speeds in excess of 50 mphApplicants with liability claims up to $50,000Operators 90 years of age or olderApplicants who are considered High ProfileHouseholds with up to ten violations and five accidentsHouseholds with up to two drug and/or alcohol related offensesApplicants with pets that are not excluded by primary policiesApplicants with an incidental business activityRisks with Underlying Business Auto or Garage CoverageApplicants with open liability claimsHouseholds with up to 3 major convictionsIndividual operators with up to 2 major convictionsIneligible RisksAny risk where the named insured is other than an individual or husband and wifeUnderlying Coverage written on a Commercial General Liability Form except for Business AutoIndividuals with more than one Drug or Alcohol conviction or households with more than two Drug or Alcohol convictionsHouseholds with more than ten violations or five accidentsIndividuals convicted of a felony
Applicants with primary residence in Louisiana, West Virginia or outside the United StatesAny risk where land is leased to others for purposes of hunting, fishing, or other sporting or recreational purposesWatercraft in excess of 75 feet or watercraft capable of speeds in excess of 50mphOperators between the ages of 23 and 75 who have had more than four violations and three accidentsOperators under 23 or over 75 who have had more than three violations and two accidentsAvailable LimitsLimits available up to $10,000,000 (Max $5,000,000 in Florida)Limits available up to $5,000,000 for risks with drug and/or alcohol related offenses or operators under 23 or over 75No UM/UIM is available with this productSubmission RequirementsUnited States Liability Excess Personal Liability ApplicationReview of motor vehicle records will be required at binding for all operators in the household
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
