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Excess Personal Watercraft

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • Follow Form Coverage
  • Can be used as a buffer layer or as a standalone policy
  • Eligibility Criteria
  • Watercraft up to 75 feet in length
  • Watercraft with speeds up to 50mph
  • Unlimited youthful operators
  • Inboards, Outboards, In/Out Drives, Sail Boats, Jet Skis are all eligible
  • Can be high profile-entertainer, professional sports figure, or politician
  • Corporate ownership of watercraft is eligible providing use is solely for private recreational use of the owner/partner of the corporation
  • Risks with up to five accidents
  • Operators with up to five violations or a major violation
  • Operators with a single Drug or Alcohol related offense
  • Ineligible Risks
  • Risks in the states of Louisiana, Alaska or West Virginia
  • Watercraft that are more than 75ft in length
  • Watercraft used in races, speed contests or other forms of competition
  • Watercraft used for business or used to transport people or property for a fee
  • Watercraft that is chartered
  • Amphibious craft, Airboats, Hydrofoils, Hydroplanes, Iceboats, Kit boats or any Homemade Vessels
  • Watercraft that travel in excess of 50mph
  • Minimum Attachment
  • Our minimum point of attachment is 100,000/300,000/25,000 for Jet Skis and 100,000/300,000/50,000 for all other boats up to 26ft
  • For Boat Lengths of 26ft to 50ft the minimum point of attachment is 250,000/500,000/100,000 or $300,000 combined single limit (CSL)
  • Boat Lengths 50ft to 75ft the minimum point of attachment is 1,000,000 CSL
  • Available Limits
  • Excess limits up to $5,000,000 are considered upon submission
  • Submission Requirements
  • Excess Watercraft Liability Supplemental Application
  • Motor vehicle records will be required for all operators
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com