Product AdvantagesNo co-insurance clauseNon-owned and hired car coverage is available if no deliveryBusiness income available on actual loss sustained basis for 12 monthsEligibility CriteriaTotal area not to exceed 25,000 square feetNo cap on building heightNo habitational occupancyNo more than 2 losses or claims per coverage part in the past 5 yearsIneligible RisksRisks directly importing productsRisks with sales over $3,000,000Risks that do not have 100% of wiring on circuit breakersRisks with aluminum or knob in tube wiringRisks not having fully functioning smoke detectorsWarehouse risksRisks having their own brandRisks selling used productsRisks with firearms on the premisesRisks that perform web design, web hosting, or internent provider servicesRisks located in Alaska, Hawaii or LouisianaRisks with any prior, existing or pending backruptcy in the past 5 yearsAvailable LimitsMaximum property $3,000,000GL $1,000,000 / $2,000,000Submission RequirementsOur completed application (signed by the insured to bind)A completed product application if required (signed by the insured to bind)Acord 125 signed to bindRepresentation of loss experience for the last 3 years or as long as the applicant has been in business if less than 3 years
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
