Product AdvantagesCan consider risks with massage servicesAbility to add coverage for child care servicesProfessional liability equal to GL limitsOptions available for limited tanning liabilityOptions available for abuse and molestation coverageEligibility Criteria Risks with up to 500 membersRisks with up to $2,000,000 in annual salesIneligible RisksApplicants with swimming poolsAny physical therapy, chiropractic or rehabilitation servicesAny alcohol salesRisks with products sold under the applicants name or labelRisks with contact martial arts or boxingRisks with wall climbingRisks that have a trampoline or gymnastics instructionRisks that do not have 100% of wiring on circuit breakersRisks with aluminum or knob in tube wiringRisks located in Alaska or LouisianaRisks with any prior, existing or pending backruptcy with the past 5 yearsRisk that do not require an annual membershipAvailable LimitsMax property values of $3,000,000General liability $1,000,000 occurrence / $2,000,000 aggregateProfessional liability $1,000,000 / $2,000,000Tanning sublimits are $100,000 / $300,000Up to $5,000,000 commercial umbrella availableSubmission RequirementsOur completed application, signed by insured in order to bindRepresentation of losses for the past 3 years or as long as the applicant has been in business if less than 3 yearsAcord 125
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