Product AdvantagesOver 150 eligible classes - Click here for a list of classes.Equipment Breakdown coverage provided at no additional costProfessional Errors & Omissions sublimit provided at no charge for many classesQuote your risk online. Contracted agents can request login information by submitting a request to: info@braishfield.com.Eligibility CriteriaBusiness is operated out of the homeMinimal to no foot trafficNamed Insureds can be Limited Liability Corporations (LLC), Partnerships, or Sole ProprietorshipsELIGIBLE RISKS – includes all of the above characteristics in addition to the following:Up to one (1) employeeUp to two (2) losses or claims incurred in the past three (3) yearsUp to $100,000 in Business Personal PropertyUp to $500,000 in Gross Annual salesCurrently we are offering this product on an admitted basis in over 40 states.Ineligible RisksBusinesses that are incorporatedBusinesses with more than two (2) losses or claims in the past three (3) yearsAny business class that is not on our eligible class listInstallation of any products, excluding the installation of computer systems, office equipment, security devices, or interior window treatmentsSale or manufacturing of any explosives, chemicals, propellants, petroleum, and/or use of flammable liquidsPackaging or repackaging of any food or personal care productsRisks located in Louisiana, West Virginia, Alaska, Hawaii, or outside of the United StatesAvailable LimitsBusiness Personal Property (BPP) – up to $100,000Liability Limits up to $1,000,000Equipment Breakdown Coverage up to $100,000Business Income with Extra Expense Coverage available up to actual loss exposureProfessional Errors & Omissions sublimit of $25,000 included on selective classesSubmission RequirementsUnited States Liability Home Based Business Application
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
