Product AdvantagesRates on the number of washersNo co-insurance clauseAvailability of equipment breakdown coverageBusiness income on actual loss sustained basis for 12 monthsCrime coverage availableEligibility Criteria Risks open 24 hoursRisks that do not have security guards or firearms on premisesNew venturesNo more than 2 GL losses in the past three yearsRisks with commercial cooking operationsRisks with drive in operationsRisks that have up to four apartmentsIneligible RisksRisks having more than three claims in the past three years or any single claim in excess of $50,000Risks with sales exceeding $3,000,000Risk selling their own products or products under their own labelRisks where the machines are not properly groundedRisks having a self service dry cleaning machineRisks with aluminum or knob in tube wiringRisk that are not 100% on circuit breakersOperations involving hazardous / pollution exposuresPlanned renovation during our policy termRisk having existing tax liens, no prior, existing or pending bankruptcy in the past 5 yearsRisks located in Alaska, Hawaii or LouisianaAvailable LimitsMax property values of $1,500,000General liability $1,000,000 occurrence / $2,000,000 aggregateUp to $5,000,000 commercial umbrella availableSubmission RequirementsOur completed application, signed by insured in order to bindRepresentation of losses for the past 3 years or as long as the applicant has been in business if less than 3 yearsAcord 125
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E-mail: service@braishfield.com
