Product AdvantagesNo liability deductibleA.M. Best rated A++ carrierExpanded definition of bodily injury (to include sickness or disease caused by mental anguish or emotional distress)Low minimum premiums starting at $400Eligibility CriteriaNo more than two claims or losses (excluding closed without payment) incurred in the past three yearsUp to 1,000 AcresLand leased for the following purposes, but not limited to: equipment storage or vehicle parking, animal grazing, athletic fields, auto sales lots (new or used), crop farming, building(s) on the premises (building is owned by lessee), huntingLakes and ponds up to 25 acres in sizeIneligible RisksNo construction activities scheduled to occur on the land during the policy termNo logging operations being undertaken during the policy term (tree growing is permitted)No exposure to landfills, quarries, underground mines, strip mines, caves, wells or damsNo land leased for mineral rights (for coal, stone, metals, oil or natural gas)No land used for snowmobiling, motorized vehicles or bikesAvailable Limits$1,000,000 occurrence/$2,000,000 Aggregate$5,000,000 additional capacity available for excess general liabilitySubmission RequirementsCompleted and signed product application; orCompleted and signed ACORD application as long as all underwriting information needed
has been provided to us; orCompleted and signed application from another company as long as all underwriting information needed has been provided to usRepresentation of loss experience for the last three years or as long as applicant has been in business, if less than three years
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E-mail: service@braishfield.com