Product AdvantagesNo coinsurance clauseNon owned and hired availableBusiness income on actual loss sustained basis with 12 month limitEligibility CriteriaTotal area not exceeding 100,000 square feetTenant operations limited to mercantile, office and light manufacturingNo cap on building heightMinimum 70% occupancy rateRisks with cooking exposuresRisks that include habitational exposureRisks with no more than 2 losses / claims per coverage part in the past three yearsIneligible RisksRisks that do not have 100% of wiring on circuit breakersRisks with aluminum of knob in tube wiringRisks that do not have fully functioning smoke detectorsTenant operations involving hazardous / pollution exposureRisks with more than 50% habitational exposureRisks located in Alaska, Hawaii, or LouisianaRisks with planned renovation / construction during our policy termAny prior, existing or pending bankruptcy with in the past 5 yearsTenant operations that include assisted living / health care or nursing homeAvailable LimitsGeneral Liability up to $1,000,000 per occurrence and $2,000,000 aggregateMaximum property value of $3,000,000Additional limits up to $5,000,000 per occurrence via a commercial umbrellaSubmission RequirementsOur completed application signed by the insured to bind coverageRepresentation of losses for the past three years or for as long as applicant has been in business if less than 3 years
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E-mail: service@braishfield.com
