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Mercantile (BOP)

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • Non-owned and hired car coverage available if no delivery
  • No GL deductible
  • Eligibility Criteria
  • Risks with up to $3,000,000 in annual sales
  • Risks with no habitational exposure
  • Risks with no more than 2 losses or claims per coverage part incurred in the past 3 years
  • Ineligible Risks
  • Risks selling products under applicant's name or label
  • Risks selling children's or infant's merchandise
  • Risks directly importing products
  • Risks without 100% of wiring on circuit breakers
  • Risks with aluminum or knob in tube wiring
  • Operations involving hazardous / pollution exposure
  • No rental operations
  • Risks located in Alaska, Hawaii or Louisiana
  • Available Limits
  • Maximum property $3,000,000
  • GL $1,000,000 / $2,000,000
  • Additional capacity available via commercial umbrella up to $5,000,000 limits
  • Submission Requirements
  • Acord BOP application (signed by applicant to bind)
  • Representation of loss experience for the last 3 years or as long as the applicant has been in business if less than 3 years
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com