Product AdvantagesExpanded definition of bodily injury to include sickness or disease caused by mental anguish or emotional distress.No liability deductibleEligibility CriteriaArea does not exceed 250,000 square feet per location.Buildings over 7 stories must be fully sprinklered. No cap on building height.70% or better occupancy rate.No more than 2 losses in the past 3 years and no single loss in excess of $50,000.Ineligible RisksLess than 50% occupancy rateLocations in Alaska or LouisianaAvailable LimitsLiability limits up to $1,000,000 occurrence/$2,000,000 aggregateAdditional limits up to $5,000,000 are available.Submission RequirementsOur completed application (signed by the insured to bind)Representation of loss experience for the last 3 years.
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