Product AdvantagesTrue umbrella coverageNo self-insured retentionWorldwide coverageBroad definition of Bodily InjuryPersonal Injury coverage availableUM/UIM coverage available in all statesEligible RisksProfessional Athletes and CoachesFortune 100 Chief Executive OfficersNationally recognized musiciansNationally recognized entertainers including Actors, Producers, and DirectorsBest selling authorsUnlimited number of vehiclesResidences with protected swimming poolsWatercraft up to 26 feet in length not capable of speeds in excess of 50 mphApplicants with liability claims up to $50,000Ineligible RisksAny risk where the named insured is other than an individual or husband and wifeUnderlying Coverage written on a Commercial General Liability Form except for Business AutoHouseholds with more than ten violations or five accidentsIndividuals convicted of a felonyApplicants with primary residence in Louisiana, West Virginia or outside the United StatesAny risk where land is leased to others for purposes of hunting, fishing, or other sporting or recreational purposesOperators 90 years of age or olderOperators between the ages of 23 and 75 who have had more than four violations and three accidentsOperators under 23 or over 75 who have had more than three violations and two accidentsHouseholds with more than two drug and/or alcohol related offensesApplicants with pets that are excluded by primary policiesAvailable LimitsCoverage A Limits up to $10,000,000 available for preferred risksCoverage A Limits up to $5,000,000 for accounts with a driver under the age of 23 or over 76Coverage B Excess UM/UIM up to $1,000,000 CSLAttachment Points$500,000 CSL or $500/500/100 split limits for all exposuresSubmission RequirementsUnites States Liability Insurance Personal Umbrella ApplicationReview of motor vehicle records will be required at binding for all operators in the household
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
