Product AdvantagesTrue umbrella coverageAutomatically includes personal injury protections when covered by underlying policiesWorldwide coverageBroad definition of Bodily InjuryCoverage for farm vehiclesUM/UIM coverage available in all statesEligibility CriteriaFarm revenues up to $1,000,000Farm locations leased to othersUnderlying coverage on a farmowners or equivalent personal lines coverage formNo limitation on acreage, grazing livestock, or the number of farm locationsLimited family partnerships as an additional insuredIneligible RisksAny risk where the named insured is other than an individual or husband and wifeUnderlying Coverage written on a Commercial General Liability FormApplicants with primary residence in Louisiana, West Virginia or outside the United StatesWatercraft in excess of 75 feet or watercraft capable of speeds in excess of 50 mphFarms with processing or slaughtering exposuresFarms with equine exposuresAvailable LimitsCoverage A limits up to $10,000,000Coverage B Excess UM/UIM limits up to $1,000,000Underlying Limit Requirements$500,000 CSL for Farmowners and personal liability exposures$500/500/100 or $500,000 CSL for Auto exposures$250/500/100 or $300,000 CSL for all other exposuresSubmission RequirementsUnited States Liability Insurance Personal Umbrella ApplicationFarm Personal Catastrophe Excess Supplemental ApplicationReview of motor vehicle records will be required at binding for all operators in the household
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
