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Special Events

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • Commercial Liquor Liability coverage available
  • Defense costs outside policy limits
  • Automatic coverage for volunteers, temporary or leased workers, and committee members
  • Medical payments coverage
  • Coverage for Damage to Rented Premises
  • Property owner can be included as additional insured at no additional charge
  • Set-up and take-down coverage available
  • Rain date coverage available
  • Eligibility Criteria
  • Event Types: Beer Gardens/Tents, Competitions or Shows, Concerts, Fundraisers, Motor Vehicle Shows, Sporting Events/Tournaments, Parades, Motor Vehicle Races/Competitions & Festivals, Conventions/Trade Shows, Weddings, Parties/Social Events, Picnics & Vendor Booths
  • Events: one day or more in duration
  • Events can be covered under an annual policy
  • Events with up to 10,000 attendees (GL) or 10,000 consumers (Liquor) for most risks
  • Events that include moon bounces, trampolines and pony rides as long as exposures are covered under a separate policy. *We specifically exclude injuries arising from these exposures*
  • Ineligible Risks
  • Events with over 10,000 people in attendance daily or over 10,000 consumers daily (Note: A few event types are limited to 5,000 people in attendance daily)
  • Events that include mechanical rides and/or devices
  • Events that feature firearms or fireworks
  • Events that include overnight camping
  • Events that include on-water events such as boating or fishing
  • Events located in: AK, AL, IA, IL, LA, MS, OR, RI & WV. (IA, IL OR and RI are prohibited for liquor liability only)
  • Events that include dunk tanks or bonfires
  • Events that include medical treatment or health screenings
  • Available Limits
  • Customer Authority - up to $1,000,000 and VT up to $300/$300 for liquor
  • Medical Payments — $1,000
  • Fire Damage Limit — $100,000
  • Personal & Advertising Injury is included
  • Food Products are included in the General Aggregate
  • Submission Requirements
  • United States Liability Special Events Application
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com