Product AdvantagesProfessional Liability included at no additional charge on some classesOptional Molestation & Abuse Coverage on some classesOptional Crime, Glass and Sign Coverage availableOptional Value Plus EndorsementOptional Equipment Breakdown CoverageRisks with child care services are eligibleNo General Liability deductibleEligible CriteriaArt InstructionAthletic InstructionBartending SchoolBeauty/Beautician SchoolBusiness/Secretarial/ParalegalCharm/ModelingComputer ClassesCooking InstructionCraft/Quilting/Hobby InstructionDance InstructionInsurance ClassesLanguage InstructionMusic InstructionPhotography InstructionPublic SpeakingReading InstructionReal Estate ClassesTailor/DressmakingTheater/DramaTutoring/SAT/LSATNo more than 2 losses or claims per coverage part incurred in the past 5 years (liability), 3 years (property)Ineligible RisksFacilities greater than 25,000 sq ftAnnual sales greater than $3,000,000Risks located in Alaska, Hawaii or LouisianaAny risk with an overnight exposureAny prior, existing or pending bankruptcy within the last 5 yearsRisks with armed security on premisesAvailable LimitsUp to $1,000,000 occurrence/$2,000,000 aggregateMaximum property value of $3,000,000 in protection class 1-8Maximum property value of $1,000,000 in protection class 9-10Coastal zone up to $250,000 (Wind Exclusion applies)Submission RequirementsAcord forms, signed to bindA completed supplemental application (signed by the insured to bind).Representation of loss experience for the last 3 years.
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
