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Truckers General Liability

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • No liability deductible
  • Non-auditable policy
  • Expanded definition of bodily injury
  • Hostile fire exception to the pollution exclusion
  • Eligibility Criteria
  • Risks with up to 20 power units
  • Risks with a private terminal - no warehouse exposure
  • Risks that perform repair work on owned vehicles
  • Risks with no more than 2 losses or claims per coverage part incurred in the past 3 years
  • Ineligible Risks
  • Risks hauling oversized loads, garbage, debris or refuse
  • Risks actually or authorized to haul hazardous materials
  • Mix-in-transit, hot mix, bulk driveway / road asphalt or sealant, or bulk dry cement hauling
  • Risks with exposures to mobile equipment
  • Risks that warehouse good of others
  • Appliance delivery or installation
  • Household goods movers
  • Risks that own a mine, quarry or pit
  • Risks involved in the rental, leasing and or loaning of vehicles, equipment or employees to others
  • Risks involved in rigging operations, auto repossessing or towing
  • Risks with any prior, existing or pending bankruptcy in the past 5 years
  • Property risks without 100% of wiring on circuit breakers, or aluminum or knob in tube wiring
  • Property risks with any flammable on premises other than what is customary to maintain premises or vehicles
  • Risks with tax liens
  • Risks located in Alaska, Hawaii or Louisiana
  • Available Limits
  • Maximum property $3,000,000
  • GL $1,000,000 / $2,000,000
  • Additional capacity available via commercial umbrella up to $5,000,000 limits
  • Submission Requirements
  • Our completed trucker supplemental application
  • Acord 125 signed to bind, 126 and 140
  • Representation of loss experience for the last 3 years or as long as the applicant has been in business if less than 3 years
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com