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Vacant Building

All products written with A++ IX AM Best rated carrier. Not all business will qualify, please contact your underwriter for details specific to your risk.
Product Advantages
  • No restriction on length of vacancy
  • Ability to consider locations having renovations being done
  • Options for 3, 6, 9 or 12 month policies
  • Special form available for risks less than 25 years old
  • Eligibility Criteria
  • Building that are totally vacant or partially vacant
  • No more than 2 losses in the past three years
  • Vacant condo units for unit owner interest
  • Ineligible Risks
  • Building under construction
  • Buildings with existing damage
  • Buildings scheduled to be demolished
  • Buildings with swimming pools
  • Buildings that are obsolete and have no useful value
  • Partially constructed buildings
  • Risks not having 100% of the wiring on circuit breakers
  • Buildings not secured from entry
  • Risks with tax liens or back taxes owed
  • Any prior, existing or pending bankruptcy
  • Risks where tenants
  • Risks in Alaska or Louisiana
  • Available Limits
  • Max property values of $3,000,000
  • General liability $1,000,000 occurrence / $2,000,000 aggregate
  • Up to $5,000,000 commercial umbrella available
  • Submission Requirements
  • Our completed application, signed by insured in order to bind
  • Representation of losses for the past 3 years or as long as the applicant has been in business if less than 3 years
  • Acord 125
  • Toll Free Fax: (888)335-6615
    E-mail: service@braishfield.com