CoverageGeneral Liability and Property
GL is not available unless we also write the Property coverageActual Cash Value CoverageReplacement Cost available for buildings 10 yrs and newerApplicable States: ALL except AL, IL, KY, MS and WVEligible properitesVacant or unoccupied buildings - Commercial or ResidentialDwellings: Minimum $200,000 property value - Basic Perils OnlyDwellings/Commercia buildings undergoing renovations - (GL in the name of the owner only not in name of contractor)Classifications68604 Vacant Buildings - factories68606 Vacant Buildings - not factories - Other Than Not-For-Profit68607 Vacant Buildings - not factories - Not-For-Profit Only91583 Contractors-subcontracted work-in connection with building construction, reconstruction, repair or erection-one or two family dwellings.91585 Contractors-subcontracted work-in connection with construction, re-construction or erection of buildings
Policies can be written on a 3, 6, 9 or 12 month term. Policy extentions are available however no risk will be insured for more than a total of two years.RenewalsRenewals will be offered on a 6 month or 12 month basis, same as initial term of coverage.Minimum PremiumGeneral Liability $250 Property $1,000Minimum Earned Premium50% at inception for 6 month policy25% at inception for Annual policyHow to Obtain a Quote
Fax or e-mail completed Acord forms for the desired lines of coverage along with any supplemental application and 3 years hard copy loss runs or a written loss statement to:
Toll Free Fax: (888)335-6615
E-mail: service@braishfield.com
Applications:
- Suggested minimum lead-time on submissions is 14 days prior to effective date
- Quotation turnaround time is 48 hours after receipt of complete submissions
- Quotations are transmitted to agents via e-mail
- Proposals will include all coverage components, limits, premium and cost summaries
- Quotations will also include binding instructions, including time frame, and required documents
