This program provides competitive coverage for: Apartment complexes and Garden apartments. The program is currently exclusive to Florida.
- Coverages Available
- Commercial General Liability
- Difference In Conditions
- Boiler & Machinery
- Loss of Rents
- Fidelity Bond
- Commercial Umbrella
- Garagekeepers Legal Liability
- Inland Marine Floater
- Commercial Auto
- Ineligible Risks
- Risks located in Dade & Broward Counties
- Timeshares
- Hotels / Motels
- Adult Congregate Living Facilities
- Nursing Homes
- Dormitories
- Sorority & Fraternity Houses
- Boarding Houses
- Buildings Under Construction or Renovation
- Buildings Over Water
- Subsidized Housing
- Limits Available
- $1,000,000 - Per Occurrence
- $2,000,000 - General Aggregate (Products Included)
- $1,000,000 - Personal & Advertising Injury
- $100,000 - Fire Legal Liability
- $5,000 - Medical Expense
- $1,000,000 - Hired & Non-Owned Auto
Commercial General Liability
Difference In Conditions
No Maximum Limits
Boiler & Machinery
Maximum Limits Vary Depending by Risk Characteristics
Loss of Rents
1/12th Monthly maximum indemnity. The premium basis is 100% of annual rents. $1,000 minimum deductible applies.
Fidelity
$30,000 Minimum Limit
$1,000,000 Maximum Limit
Commercial Umbrella
$1,000,000 Minimum Limit
$25,000,000 Maximum Limit
Watch our Power Point presentation on How to Insure a Habitational Association Risk. (To download, right click and select Save Target As)
- How to Obtain a Quote
- Suggested minimum lead-time on submissions is 14 days prior to effective date
- Quotation turnaround time is 48 hours after receipt of complete submissions
- Quotations are transmitted to agents via e-mail
- Proposals will include all coverage components, limits, premium and cost summaries
- Quotations will also include binding instructions, including time frame, and required documents
Fax, mail or e-mail completed, signed standard Acord applications, and apartment supplemental application, together with 3 year hard copy loss runs or written loss statement of insured, copy of lease form to:
Toll Free Fax: 888-335-6615
E-mail: info@braishfield.com