Competitive markets are available in most states for mono-line worker's compensation business.
- Current State Availability
- Florida
- Arkansas
- Arizona
- Colorado
- Connecticut
- Georgia
- Iowa
- Illinois
- Indiana
- Kansas
- Minnesota
- Missouri
- MIssissippi
- Nebraska
- North Carolina
- Nevada
- New Mexico
- New York
- Oklahoma
- Pennsylvania
- Tennessee
- Virginia
- Wisconsin
Additional states are pending approval. Please check with us if the state you need is not listed above.
- Program Features
- Guaranteed Cost
- Dividend Plans
- Flexible Payment Plans
- A+ Rated Carriers
- Types of Business Written
- Condominiums 9015 & 9012 Lawn Maintenance 0042 & 9102
- Retail - Restaurants - Barber Shops & Beauty Salons
- Hotels - Cable Installers - Janitorial (Residential)
- Plumbers - Contractors (Minimum Premium Determined by Class)
- Condominium & Homeowner's Association Risks Can be Written on an "IF ANY" Basis in Alabama, Arkansas, Arizona, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Mexico, Nevada, South Carolina, Tennessee, Virginia, Wisconsin
- Light Manufacturing
330+ Eligible Classes - Here is a Partial List of Desired Classes
The above is a sampling of eligible classes of business. If you do not see the specific trade or class you are interested in, please contact us at: info@braishfield.com.
- Premium Range
- Business Experience
- Loss Experience Requirements
- Risks without experience ratings
- Experience modifications 1.35 or less
- Verified loss ratio of 40% or less for prior 3 years verified by Company Loss Runs or completed prior information loss history section of the application
Minimum Premiums Vary by Classification
Non-construction classifications - No prior coverage requirement, however, insured must have 3 years experience in the same industry.
Construction classes - Current and prior workers' compensation coverage is required.
- Unacceptable Risks
- No Subcontracted Work Without Certificates
- No Aircraft or Watercraft Ops
- No Hazardous Materials Exposure
- No Work Underground, On Water or Above 15'
- No Volunteers, Leased Employees or Group Transportation
- No Temporary Services
- No PEOs